A split level house is a unique residential design known for its staggered floors, short staircases, and efficient layout that separates living zones. This style became extremely popular in the 1950s to 1970s, especially in fast-growing suburban neighborhoods. Even today, split level homes continue to attract homeowners because they offer more living space on smaller plots of land, making them practical, cost-effective, and highly functional. With the right modern design upgrades, these homes can look stylish, comfortable, and perfectly suited for contemporary living.
What Is a Split-Level House?
A split level house features a central entry level that connects to two short stairways—one leading upward to the bedrooms and the other leading downward to the lower living space. Instead of full floors stacked directly on top of each other, the house is divided into half-levels. This staggered style creates clear separation between living, sleeping, and entertainment zones. Families appreciate this structure because it allows quieter areas to remain undisturbed while keeping high-activity zones separate.
Types of Split Level Houses
1. Standard Split Level
This is the classic design. The entry opens to the main floor with the living room, dining room, and kitchen. A short staircase leads up to the bedrooms, while another leads down to a family room, basement, or utility area. It’s the most common and practical layout.
2. Side Split Level
In this layout, the staggered floors extend toward one side of the house. Bedrooms are placed on one side, while common areas are on the other. This design gives the exterior a wider appearance and works well for families who want more visual separation.
3. Back Split Level
A back split looks like a single-story house from the front but shows multiple levels at the back. This design works beautifully on sloping lots and provides excellent privacy along with plenty of natural light.
4. Split Entry (Bi-Level House)
The entrance includes a small landing with two stairways—one going up to the main floor and the other going down to the basement or lower living area. This style is popular for homes with rental potential or guest suites.
5. Stacked Split Level
This design includes three or more staggered levels. It offers additional bedrooms, more storage, and extra living spaces. Although more complex, it provides a lot of usable square footage without requiring a large foundation.
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Key Features of a Split Level House
Staggered Floors
Short sets of stairs connect each level, making the home feel organized and easy to navigate.
Natural Zoning
Sleeping, living, and activity areas are divided naturally, creating privacy without needing additional walls.
Efficient Use of Space
The vertical layout maximizes interior space on smaller lots, making split levels ideal for suburban neighborhoods.
Adaptable to Sloped Land
These homes work extremely well on uneven terrain where traditional houses require expensive leveling.
Excellent Remodel Potential
Lower levels can easily be transformed into extra rooms, home offices, gyms, or entertainment areas.
Advantages of Split Level Houses
1. More Space Without a Large Lot
Instead of expanding horizontally, the home expands vertically with staggered levels. This saves land space while increasing interior square footage.
2. Privacy for Bedrooms
Bedrooms located on the upper level are separated from the main living areas, allowing quieter and more peaceful environments.
3. Perfect for Growing Families
Different zones make it easy for multiple activities to happen at the same time without disturbing one another.
4. Excellent for Remodeling
Basements and lower levels can be converted into guest suites, offices, gyms, or entertainment lounges.
5. Energy Efficient
Smaller zones mean easier heating and cooling, which reduces energy costs.
Disadvantages of Split Level Houses
1. Too Many Small Stairs
Although the staircases are short, they may not be ideal for elderly people or those with mobility challenges.
2. Harder to Create Open-Concept Layouts
Older split level homes often have load-bearing walls, which makes full open layouts more expensive.
3. Outdated Exterior Designs
Many split levels built decades ago require modernizing to match current architectural styles.
Typical Split Level House Floor Plan
Main Level
- Kitchen
- Dining room
- Living room
- Entry foyer
Upper Level
- Master bedroom
- Additional bedrooms
- Bathrooms
Lower Level
- Family room
- Laundry area
- Storage
- Guest room or office
- Garage access (in some designs)
This floor plan creates clear boundaries between private, social, and functional zones, making the home easier to organize and live in.
Modern Split Level House Design Ideas
1. Open the Main Floor
Removing partial walls between the kitchen, dining, and living areas creates a spacious, contemporary feel. With structural support, this can be one of the most transformative renovations.
2. Upgrade the Entryway
Modernizing the entry can dramatically improve first impressions. Adding glass doors, better lighting, and stylish storage solutions can make the entry feel more open and welcoming.
3. Install Larger Windows
Bigger windows improve natural light and give the house a brighter, more luxurious appearance. Floor-to-ceiling windows or sliding glass doors work especially well.
4. Modernize the Exterior
Upgrading siding, painting with bold modern colors, adding stone or wood accents, and updating lighting can give older split level homes a fresh, modern look.
5. Finish the Lower Level
The lower level can be transformed into:
- A home theater
- A gym
- A rental suite
- A guest bedroom
- A kid’s playroom
- A gaming area
This is one of the best ways to add value to a split level home.
6. Update the Staircase
Replacing old railings with glass, steel, or modern wood designs can instantly update the interior and make the home feel upscale.
7. Add Outdoor Living Areas
Decks, patios, balconies, and smart landscaping can expand the usable living space and make the home feel more integrated with the outdoors.ll
Cost of Split Level Houses
Purchase Cost
In the U.S., most split-level homes cost $200,000 to $500,000, depending on location and condition.
Renovation Cost
- Minor updates: $20,000 – $40,000
- Moderate remodels: $40,000 – $80,000
- Major renovations: $80,000 – $150,000+
Split level homes are usually more affordable to update compared to ranch or two-story homes.
Is a Split Level House Right for You?
A split level house is ideal for homeowners who want smart zoning, efficient space usage, and the ability to customize different levels for specific needs. Its structure supports both privacy and connectivity, making it suitable for families, growing households, and those who want to maximize space on a smaller lot. If you want a home with flexibility, remodel potential, and a unique layout, a split level house is an excellent choice.